Legal & Compliance Center

SMRT Payments - Transparent Business Practices

🏛️ Regulatory Compliance Overview

SMRT Payments maintains comprehensive compliance across all business operations including CTIA messaging guidelines, FCC regulations, PCI DSS standards, NACHA ACH rules, and payment industry requirements. All communications and transactions are conducted with proper consent and regulatory adherence.

📋 Legal Documentation

📱 SMS Opt-In Disclosure

Complete details about our employee time clock SMS system, consent procedures, and messaging terms.

View SMS Disclosure

🔐 Privacy Policy

How we collect, use, and protect employee and customer data in compliance with privacy regulations.

View Privacy Policy

⚖️ Terms of Service

Legal terms governing the use of our payment processing and employee management systems.

View Terms

🛡️ Data Security

Information about our security practices, data protection measures, and compliance certifications.

View Security Info

🤖 Technology & AI Compliance

🤖 AI Call Monitoring

Compliance documentation for AI-powered call monitoring, quality assurance, and automated calling systems.

View AI Compliance

💳 Payment Processing Compliance

🏦 NACHA ACH Compliance

ACH processing rules, NACHA regulations, and electronic payment compliance requirements.

View NACHA Rules

💳 PCI DSS Merchant Services

Payment Card Industry compliance for merchant services, POS equipment, and credit card processing.

View PCI Requirements

🤝 ISO Partnership Compliance

Independent Sales Organization regulations, reseller agreements, and merchant onboarding compliance.

View ISO Requirements

📄 Business Agreements & Policies

🚫 Non-Solicitation Agreement

Employee and partner non-solicitation terms, customer protection policies, and competitive restrictions.

View Agreement

🔒 Non-Disclosure Agreement

Confidentiality requirements, trade secret protection, and proprietary information handling policies.

View NDA Terms

📋 Employment Policies

Employee handbook, workplace policies, code of conduct, and professional standards.

View Policies

⚠️ Acceptable Use Policy

Technology usage guidelines, system access rules, and digital resource management policies.

View AUP

📞 Contact Compliance Team

For questions about our legal policies or to report compliance concerns, contact us at [email protected] or call 888.810.SMRT (7678).