DMCA / Copyright Policy

17 U.S.C. §512 Safe Harbor Procedures

SMRT Payments respects the intellectual property rights of others and expects users of our websites, applications, and services to do the same. It is our policy to respond to notices of alleged infringement that comply with the Digital Millennium Copyright Act (DMCA) and to terminate accounts of repeat infringers where appropriate.

Designated Agent

Send DMCA notices and counter‑notices to our designated agent:

Submitting a DMCA Takedown Notice

If you believe content hosted on our services infringes your copyright, please send a written notice that includes all items below. Incomplete notices may be delayed or rejected.

Counter‑Notification

If you believe your material was removed or disabled by mistake or misidentification, you may file a counter‑notice containing:

Upon receipt of a valid counter‑notice, we may reinstate the material in 10–14 business days unless we receive notice that the original complainant has filed an action seeking a court order to restrain you from engaging in infringing activity.

Repeat Infringer Policy

Consistent with the DMCA and industry practice, we may disable or terminate accounts of users who are found to be repeat infringers. We also reserve the right to remove or disable access to content alleged to infringe at our discretion.

Accommodation of Standard Technical Measures

We accommodate and do not interfere with standard technical measures used by copyright owners to identify or protect copyrighted works, as described in 17 U.S.C. §512(i).

Abuse of the DMCA

Knowingly submitting false claims may subject you to liability for damages (including costs and attorneys’ fees). Consider whether fair use, license, or other defenses apply before filing.

Effective: January 1, 2025 · Last Updated: September 29, 2025